BUSINESS OWNERS & ENTREPRENEURS

$50K-$150K 0% APR

FUNDING FOR YOUR BUSINESS

Whether you're launching a new business or scaling an existing one, most entrepreneurs qualify for $50K+ on their first round. Our role is to position you so banks say yes.

NO DOCS, NO COLLATERAL, NO GUESSWORK

WHY I DO THIS

I’m Eddie Villatoro — Helping Entrepreneurs Unlock $50K–$150K in Business Funding

When I started out, I thought hustle was enough and was using my own income to fund my first business endeavor. I spent tons of my own money and got high-interest loans to try and grow. That was until I discovered I could use the bank's money at 0%. No one told me capital was the difference-maker. I faced denials, setbacks, and wasted months trying to figure it out.

Over time, I learned how to position myself the right way, build the right relationships, and unlock approvals I didn't know were possible.

Now through Net New You, I share that process so you don't have to go through the same uphill battle.

Whether your looking to:

Master the essentials of credit banks actually look for.

Access business funding without, collateral, income docs, or touching your personal savings.

Scale with a strategy designed to maximize approvals.

My mission is simple: make funding accessible, straightforward, and stress free, so you can focus on building the business you've always envisionsed.

HOW WE GET YOU FUNDED

FROM CREDIT TO CAPITAL - OUR PROVEN PROCESS

REPAIR

Rebuild your credit foundation so banks say yes.

OPTIMIZE

Position your profile for higher limits and instant approvals.

FUND

Secure up to $150K in 0% business funding so you can grow and invest.

Ready to unlock unlimited business funding?

Get Started for Free Today!

The #1 reason businesses fail? Lack of capital. But it doesn’t have to be your story.

At Net New You, we guide you through a proven process that positions your profile for $50K-$150K in 0% APR business funding -- so you can finally scale without draining savings or taking expensive loans

💳 Position yourself so banks say yes

👥 Stop wasting time on denials and low-limit cards

🎯 Access to capital without touching your savings or risking collateral
📄 No income docs required - approvals based on positioning, not paperwork

💸Use bank money to fund ads, inventory, or expansion

🔥 This isn’t theory, this is a proven wealth-building system.

Your Next Move

The sooner you position yourself, the faster you unlock funding.

Real Entrepreneurs.

Real Results

WE DON'T CHASE DREAMS

WE FUND THEM

The Net new you funding promise

FUNDING OR YOUR MONEY BACK

We built Net New You on trust, transparency, and results. That's why we created the Net New You Funding Promise - our commitment to every entrepreneur we work with.

HERE IS HOW IT WORKS

Every profile is different. Some entrepreneurs start smaller, others qualify for six figures right away. Either way, you're positioned for the maximum funding your profile allows - and if we can't get you approved, you get 100% of your money back.

With the Net New You Pledge, you either walk away with funding or with your money back. No risk, no empty promises. Just a fair shot at the capital you need to grow.

STILL NOT SURE?

Frequently Asked Questions

Will this hurt my credit score?

Applying the wrong way can cause unnecessary hard pulls. We structure your applications to minimize inquiries and protect your profile.

What can I use the funding for?

Anything related to growing your business - advertising, inventory, payroll, equipment, or expansion. Since this is unsecured business credit, you decide how to use it.

What happens if I don't get approved for funding?

That's where the NET NEW YOU FUNDING PROMISE comes in. If we can't secure you any approvals, you'll get 100% of your money back. No risk, no wasted investment. Every profile is different -- some start smaller, others qualify for six figures -- but no matter what, you're protected.

Is this only for established businesses?

Not at all. Many of our clients are startups or first-time business owners. If you have the right credit profile, you can qualify even without business history.

What credit score do I need?

Typically 700+, but if you're close, we'll show you the fastest way to get fundable.

How much funding can I realistically expect?

Most qualify for $50K on their first round, with potential up to $150K depending on profile and underwriting.

Do I need collateral or financial docs?

No. These are unsecured 0% business credit approvals. You don't need collateral or income docs.

How long does it take?

Most approvals come within 2-6 weeks once your profile is optimized.

What if I've been denied before?

That's why our process exists. To help you apply the right way so banks approve.

What if I don't have a business, yet...

That's exactly what this funding is designed for. We can help you open an LLC and access the business credit in the name of your company. That way you can use the capital to learn a skill, start a side hustle or test a business idea - and then grow it into a full business when you're ready. Many of our clients begin this way, using funding as their launchpad.

How is this different from a traditional loan?

Traditional loans require collateral, income docs, and high interest rates. With business credit cards, you get unsecured funding at 0% APR for 6-18 months, with no collateral or income verification required.

What happens if I don't use all the funding?

There's no penalty. The credit lines are there when you need them, giving you flexibility and peace of mind.

DON'T STAY CAPPED BY LACK OF CAPITAL

Every month you wait is another month capped by limited cash flow. Imagine where your business could be with $50K-$150K in funding: running ads, buying inventory, or expanding. All without the stress of high-interest debt.

This is your change to have banks work for you instead of against you.